Quick2Lend Review: Connects You With Fast But Costly Loans
Quick2Lend isn't available on Finder right now.
- Min. Amount
- $250
- Max. Amount
- $3,000
- Turnaround time
- Approval in minutes, funding as soon as the next business day
Our verdict
This connection service provides fast approval and funding, but you may get better offers elsewhere.
Quick2Lend is not a direct lender — it's an advertising referral service that passes on your application to lenders, typically to the highest bidder, not necessarily your best match. In general, these installment loan lenders offer fast approval and funding on loans up to $3,000 with loan terms from three to 36 months. But, while it lists rates from 5.99% to 35.99% and offers loan examples with rates within those ranges, you’ll probably pay a lot more. Even relatively satisfied customers complain of excessive rates, and its website says you may be connected with tribal lenders, which commonly charge rates up to 500% or more.
Best for: Borrowers with poor credit who need an emergency loan fast and can repay it early.
Pros
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Loans up to $3,000
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Fast approval and funding
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No minimum credit score
Cons
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Not transparent about rates and terms
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Rates could reach into triple digits
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Only offers email support
Is Quick2Lend legit?
Yes, Quick2Lend is a real loan referral service that connects borrowers with lenders. But that doesn’t mean it’s your best option.
It states on its website: “The compensation received (from lenders) may affect which offer you are presented with.” Basically, this means that rather than giving you an offer that best aligns with your credit, income and other qualifications, you’re being sold to the highest bidder. True legit lenders typically try to match borrowers with the best loan option for their financial situation.
Where Quick2Lend falls short
One of the biggest downsides to this referral service is that it’s not transparent about rates. At the top of its website, it says APR rates range from 5.99% to 35.99% for “qualified consumers.” But in the fine print at the bottom, it also says those rates are “not reflective of all loan products offered in our network.” And, because this service is geared toward borrowers with lower credit scores, you can most likely expect to pay much higher rates.
Legitimate lenders that offer installment loans for people with poor credit typically state their actual range of rates up front, so you know what you’re getting into. If your credit score is fair to good — think 620 or higher — you may want to consider some of our top picks for personal loans with rates in the range of 5.99% to 35.99%.
How Quick2Lend compares to other lenders
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How we picked theseWhat is the Finder Score?
The Finder Score crunches 3+ types of short-term loans across 65+ lenders. It takes into account the product's interest rate, fees and features, as well as the type of loan eg investor, variable, fixed rate - this gives you a simple score out of 10.
To provide a Score, we compare like-for-like loans. So if you're comparing the best short-term loans for all credit types, you can see how each short-term loan stacks up against other short-term loans with the same borrower type, rate type and repayment type.
What makes Quick2Lend shine?
The best part of Quick2Lend is that it really is quick. The application and approval process only takes minutes, and most borrowers can receive funds in their account the next business day or possibly sooner. The speed of funding is an advantage in an emergency.
There’s also no minimum credit score to apply, which gives almost anyone the option to get a loan. Still, with rates potentially in the triple digits, you may want to consider direct lenders that offer short-term loans and also accept borrowers with a range of credit scores. For smaller loan amounts, check out these cash advance apps with loan amounts up to $750 with no credit checks or interest charges.
Quick2Lend loan details
| Minimum credit score/credit range | No minimum |
| APR | Varies by lender, could reach triple digits |
| Loan amount | $250 to $3,000 |
| Terms | Typically 3 to 36 months |
| Approval turnaround | Approval in minutes, funding as soon as the next business day |
| Availability | May not be available in all states |
| Fees | Varies by lender |
| Other fees | Unknown |
Quick2Lend contact info
| Phone number | No phone number |
| Customer service hours | Not listed |
| customers@quick2lend.com | |
| X, formerly Twitter | N/A |
| Quick2Lend |
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| Total Cost | $ |
How to qualify for Quick2Lend
The qualifications listed by Quick2Lend are just the basics and common to most online lenders.
- Be at least 18
- Have a valid bank account
- Get paid by direct deposit
- Have a regular source of income
How to apply
The application and approval process should only take a few minutes, according to Quick2Lend’s website.
- Fill out the online application.
- Receive a decision and offer within minutes.
- Accept the offer and (typically) undergo a hard credit check.
- Expect funds in your bank account by the next business day if approved.
Quick2Lend reviews and complaints
| BBB accredited | No |
|---|---|
| BBB rating | N/A |
| Trustpilot Score | 4.4 out of 5 stars, based on 57 customer reviews |
| Customer reviews verified as of | 05 May 2025 |
Quick2Lend doesn’t have a page on the Better Business Bureau (BBB), and it only has 57 reviews on Trustpilot. Satisfied customers said it was a fast and easy process, although rates were quite high. Complaints included not being able to borrow as much as they wanted, inability to adjust payment dates and slow response times from customer support.
What do people on Reddit say?
Frequently asked questions
Is Quick2Lend a direct lender?
No. Quick2Lend partners with lenders, loan brokers and other providers. When you fill out an application, your information is basically sold to a third-party company, although you won’t necessarily receive a loan offer.
Can I apply for a Quick2Lend loan over the phone or in person?
No. Quick2Lend doesn’t have any physical locations or a phone number to call. You have to visit its website to apply. If you have any questions, you can email the company at customers@quick2lend.com. The site says you should get a response to your email within 48 hours.
Can I get a loan through Quick2Lend if I don’t have a credit score?
Possibly. Quick2Lend says its panel of lenders considers borrowers with low scores or no credit at all.
Will a loan through Quick2Lend help me build credit?
It might. Some lenders report to the major credit bureaus, which improves your credit if you maintain a history of on-time payments. However, there may be some providers that don’t report your payments, so you won’t see a boost in your score.
Your reviews
Lacey Finder
Writer
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